Individuals & Families
What does $0 get you?
More opportunities to stay healthy.

The new Essential Plan is a low-cost way to get valuable benefits like:

  • No Deductible, so your plan starts paying for your health care right away.
  • FREE preventive care for routine check-ups, screenings and immunizations.
  • $400 a year towards a gym membership.
  • Access to a wide selection of local doctors and hospitals in your area.

Eligibility is based on household size and income. It's a low-cost way to get valuable benefits.

GREAT NEWS! You appear to qualify for our $0 Essential Plan*

Receive a FREE GUIDE on how to enroll in the Essential Plan on the NY State of Health Marketplace website.
*Eligibility determined by household size and income. Must not qualify for Medicaid or Child Health Plus.

GREAT NEWS!  You may be eligible for financial aid based on the information you provided.

We'll need a little more information to continue.


Before you calculate your savings, STAY INFORMED! Don't get caught missing important deadlines. Get customized plan information, email alerts and find out how much financial help you may be eligible for.

* Your qualification is based on your reported FPL of @@FPLLevel, which is a calculation based on your household size and income.


Based on the information you provided, your income is equal to @@FPLLevelB% of the federal poverty level.


The Affordable Care Act (ACA) expanded Medicaid to adults with incomes at or below 138% of the federal poverty level

Coverage you can count on
100% of hospitals and 97% of doctors in your area agree to accept our plans.
Free preventive care—includes routine physicals, screenings and vaccinations.
Members can save 45% on health and wellness products and services.
Important information to remember
Save the date. Annual Open Enrollment Period: Nov 1, 2015 - Jan 31, 2016
Financial help is only available when you buy on the New York State of Health Marketplace.
Certain life events like a having a new baby or getting a divorce may qualify you for a Special Enrollment Period (SEP).
Your health. Your coverage. Your choice.

Download a free guide to finding the health insurance plan that fits your life, including the 5 questions you should answer before making this important choice.


Get your guide now
Have questions? 
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